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LeaseSoft

Credit Application Processing System (CAP)

 
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The Credit Application Processing (CAP) System or LeaseSoft.CAP is a web based credit evaluation system that is ideally suited to analyze and present the credit worthiness of an applicant. Its greatest strength lies in its ability to deliver results fast by significantly cutting down on application processing times. This denotes a substantial rise in the number of applications finalized in any given time then was previously possible.

LeaseSoft .CAP employs a multiplicity of powerful features that maximize process automation and expedite results. These include automated credit approval, enquiry cycles and many more features that maintain process states and always keep your business informed in time.
LeaseSoft .CAP is equipped with comprehensive workflow management robust enough to support several hundreds of simultaneous users. The credit evaluation process is further strengthened with the provision of an integrated link to Credit Bureaus/Agencies to conveniently determine an applicant's credit history in the shortest possible time.

The system is no slouch in the technical department. Employing the state of the art object oriented and N - tier architecture LeaseSoft .CAP surpasses the industry's performance benchmarks with quality performance to spare. The system is completely customizable to suit your requirements specifically; an area where this is reflected is the automated point scoring system that allows the user to set parameters to 'gauge' the credit worthiness of an applicant. Coupled with a unique user friendly interface allowing dealers, vendors and customers to interact with the finance company for web based customer counseling, quotation and credit application creation/submission.

LeaseSoft .CAP is a truly complete Credit Application Processing Solution.

•  Automated Credit Approval Cycle
•  Improve Credit Approval time
•  Reduction in Key Stroke times due to non-repetitive data input.
•  Automate log keeping of all processes/events
•  Point Score System to define any scoring models and rules
•  B2B and B2G interfaces such as credit bureaus, registration authorities etc.
•  Flexible work flow management to configure workflow according to business hierarchy
•  Comprehensive Asset and Business partner Database for faster evaluations of requests.
•  Field Verification Support

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