inBanking
inBanking has been designed to provide a fully integrated solution that is modular, scalable and extendible. True n-tier client/server design and architecture allows multiple thin clients and servers for maximum performance and flexibility. Through inBanking, processing can be allocated to any number of servers, avoiding bottlenecks. Pricing, deal capture, position monitoring, and other functions are not delayed while a batch of reports are run or while any other task is started.

Electronic Credit Information Bureau (e-CIB)
E-governance has made a paradigm shift in the delivery of government services to the public. Governments in the region in general - and in Pakistan in particular - are often portrayed as rigid with inflexible hierarchies, bureaucratic legalities, problematic processes and procedures leading to red-tape, slow decision-making and lack of responsibility. However, the Electronic Credit Information Bureau has taken e-governance and e-banking to a new level, enabling the complete automation of CIB activities. The [role] at State Bank of Pakistan states, "After using this new application, CIB may be considered among the best bureaus in the world in context of usage of technology and data capturing system."

The acceptance and adoption of e-CIB reflects its level of quality. The system has already been deployed and is running successfully at hundreds of locations all over Pakistan . According to SBP, the implementation is to be carried out at around 2500 sites in the first phase of rollout. The application has made the credit appraisal process speedy, and the lender's appraisal cost has been reduced. It also will enable prudent credit decisions and improve loan portfolio quality, especially in consumer finance. The consumers and small borrowers are also expected to have better access to credit, thus providing a chance for enhanced penetration to financial institutions in this sector.

Sungard Data Systems
SunGard (www.sungard.com) is a strategic partner of NetSol Technologies. The company is a $4 billion dollar enterprise with 20 years of financial industry experience. It offers a series of solutions specific to the financial industry, including Risk Management, Asset Liability Management, and Treasury Management solutions.